Financing Options in East Troy
Flexible financing through Synchrony Financial for plumbing, heating, cooling, water and electrical projects across Wisconsin's lake country — fast credit decisions, generous credit lines, no prepayment penalties.
Get Financial Assistance on Any HVAC, Plumbing, Electrical or Water Project
O'Leary partners with Synchrony Financial — formerly GE Capital Retail Finance — to make essential plumbing, HVAC, electrical and water projects more manageable for homeowners across Walworth County and the surrounding lake country. With over 80 years of retail legacy, Synchrony is one of the most trusted providers of private-label financing in the country.
One of the country's most trusted providers of private-label consumer financing.
What you get when you finance through Synchrony with O'Leary
As one of the leading partners in the plumbing and HVAC industry, we make sure every financed project comes with the same clear, fair terms.
Easy application with fast credit decisions
Revolving credit lines that are unsecured and generous
Open credit line for any future purchases
Monthly payment options for more convenience
Competitive interest rates
No prepayment penalties
Equal monthly payments that come with no interest
Fixed payment with interest plans offering significantly lower APRs and interest rates
A comfort advisor walks you through pre-qualification. (262) 642-7747.
Finance the work that protects your home
Pay less before financing even starts
Rebates and discounts shrink the project cost first — then financing spreads what's left. We identify everything your install qualifies for and handle the rebate paperwork for you.
Focus on Energy rebates
Wisconsin's statewide efficiency program pays rebates on qualifying high-efficiency heat pumps, furnaces, and water heaters — roughly $400–$900 as an instant heat-pump discount, and up to $8,000 for income-qualifying households. As a registered Trade Ally we handle the paperwork; amounts change each program year, so we confirm current figures when we quote.
York equipment rebates
As a York dealer, we pass along York's seasonal equipment-replacement rebates on qualifying heating and cooling installs. Windows and amounts vary by season — ask what's running when you get your quote.
Federal tax credits stack
The federal IRA 25C energy-efficiency tax credit runs up to $2,000 for qualifying heat pumps — and it's stackable with Focus on Energy and manufacturer rebates. Claimed at tax time, on top of everything above.
Military & senior discounts
Active military, veterans, and seniors save on service with O'Leary. Mention it when you book at (262) 642-7747 and we'll apply your discount.
Pick the structure that fits your project
No-Interest Financing
Spread payments interest-free on a new furnace or AC.
$0 down
- No interest for 18 months
- Equal monthly payments
- Quick credit decision
- Apply online or in your home
Subject to credit approval. Equal monthly payments required. See financing partner for full terms.
Big Projects On A Budget
Long-term financing for furnaces, AC, water heaters & panels.
From $79/mo
- Terms up to 120 months
- Fixed interest rate
- Predictable monthly payment
- Use it for furnaces, AC, water heaters, panel upgrades & more
Payment example only — actual rates and payments depend on credit approval and equipment selected.
Pay In 12, Skip Interest
Buy now, pay no interest if paid in 12 months.
$0 interest
- 12 months same-as-cash
- No prepayment penalty
- Easy soft credit pull
- Most applications approved in minutes
Interest accrues from the date of purchase but is waived if the entire balance is paid in full within 12 months.
One call for every essential system.
Call O'Leary or request service online and a real team member will help you schedule. Free installation estimates and 24/7 emergency service across East Troy, WI and the surrounding lake country.